About Bryon Spicer

Founder of Seniors Financial and Spicer Wealth Management, Bryon Spicer, has devoted over three decades of his life to educating and assisting retirees and pre-retirees on how to plan for and protect their “Financial Security for their Golden Years”. An advocate for comprehensive financial and retirement planning, Bryon’s goal is to help ensure that all components of a client’s financial affairs work in collaboration, producing a more positive overall outcome. He provides direction in multiple areas of finance. His strategies focus on wealth accumulation, preservation, protection and transfer. Being “tax efficient” in areas such as income, estate, capital gains, gift and generation skipping, he focuses on finding the proper combination of financial tools available in the market place to safely and legally position finances so you pay only your “fair share of taxes” both now and in the future. Bryon specializes in identifying potential loopholes in financial and estate plans in order to detect where money potentially may be lost. He will help structure your affairs so you may transfer your assets to loved ones efficiently while minimizing the costs of probate and estate taxes. Bryon understands how hard you have worked and how important proper planning is to your continued financial success and future. An accounting major at Wright State University, Bryon has held several designations, including Certified Insurance Counselor. He has co-authored a book titled “Issues of Aging”, and more recently published a book on Charitable Giving. Bryon is a sought after speaker. He regularly conducts public seminars on many advanced financial topics to the general public and special interest groups. In addition he has been a guest lecturer at the Ohio State University. Bryon is an approved member of the National Ethics Bureau which shows the highest regards for integrity and ethical decision making. Bryon has been married to his wife, Kay since 1985 and has one son. He and his family are very active in their church, school and sports associations, with Bryon holding several board positions within each.

Three Important Questions

Whether you are staring at your golden years from the edge of your retirement seat, or dreaming about the day, decades from now, when you can quit punching the clock and start quitting time, it’s imperative to have the answers to three main questions: Will you have enough money? How do you plan on saving

The Feeling is Mutual

Let’s talk mutual funds, shall we? Mutual funds are a great investment for retirement planning because of their diversification. A mutual fund is essentially a lump sum of money and people investing in one thing—either stock in a company, Treasury bills, real estate, bonds, etc. As an investor in a mutual fund, you receive a

The Age of Retirement

We have talked a lot about the Baby Boomer generation, their looming retirement, and the effect their saving—or lack thereof—has had and will have on the entire US economy. But retirement planning is not just a Boomer thing. In fact, I hope that throughout this blog it’s been made clear that in order to ensure

Bryon Spicer, with expertise in Retirement Planning, Publishes Article on His Blog Discussing Baby Boomer Stereotypes and Retirement Trends

Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, talks about the challenges facing Baby Boomers when it comes to retirement Beavercreek, OH – July 3, 2015 – Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, recently published an article on his website (LINK) titled “Charting the Course with Resolve”

Charting the Course with Resolve

“And when the broken-hearted people, living in the world agree, there will be an answer, let it be…” Let It Be was the twelfth and final album released by the English rock band The Beatles in May of 1970. As much of the music produced during this time, it set the tone for the Baby

Bryon Spicer, with Expertise in Retirement Planning, Publishes Article on His Blog Outlining the Challenges of Increased Life Spans

Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, talks about improved life expectancy and the challenges it presents for retirement planning Beavercreek, OH – June 22, 2015 – Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, recently published an article on his website titled “Defying Longevity’s Challenges” that discusses

Defying Longevity’s Challenges

In less than a century, life expectancy has increased by an average of 30 years. Science and technology have made it possible for individuals to live longer than ever before. Throw in improvements in education, cognitive evolution, social networking and planning opportunities, and the aging process has definitely been slowed down. And while this may

Bryon Spicer, with Expertise in Retirement Planning, Publishes Article on His Blog Talking About Retirement from a Different Perspective

Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, discusses the importance of living life to the fullest, especially in retirement Beavercreek, OH – June 9, 2015 – Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, recently published an article on his website titled “Reinventing Retirement” shares advice on how