Check These 3 Items Off Your Retirement Planning Bucket List

Do you have a bucket list? A bucket list includes all the things you want to do before you “kick the bucket.” Many retirees have a bucket list that includes things like traveling to new destinations, pursuing a favorite hobby or spending time with family and friends. Of course, the only way to check off

3 Smart Strategies for Leaving Assets to a Charity

Do you have a favorite charity you want to support as part of your legacy? While you may wish to leave a substantial portion of your estate to loved ones, it’s common for individuals to also include charities among their heirs. One way to leave money to a charity is to simply include the organization

Recipe to a Successful Early Retirement

Obviously, retiring early requires a substantial amount of money. Depending on how early you stop working, you may have to fund a retirement that lasts 30 or even 40 years. You also may have to wait several years before you can start Social Security. If you retire before age 59 ½, you may have to

3 Tips for Making a Smart Long-Term Care Insurance Buying Decision

To insure, or not to insure: That is the question many workers and retirees face as they approach the later years of life. Long-term care is a very real challenge for many retirees. In fact, the U.S. Department of Health and Human Services estimates that 70 percent of retirees will need long-term care at some

Don’t Let Probate Threaten Your Legacy

You’ve worked hard over your life to build a career, earn income and accumulate assets. As you approach retirement, you may be thinking about how best to pass that legacy on to your loved ones. Everyone’s estate planning goals are different and unique to their own needs and circumstances. Perhaps you want to help your

Do Empty-Nesters Need Life Insurance?

Many people buy their first life insurance policy when they have children. The birth of a child creates an obvious life insurance need. Your child is dependent on you not only for financial support but also for care and guidance. If you pass away, the child could face substantial challenges, some of which can be

Which Type of Term Life Insurance Is Right for You?

Considering a term life insurance policy to protect your spouse, children and other loved ones? That could be a wise move. Risk management is the cornerstone of any solid financial plan. You can’t focus on achieving your goals until you minimize the risks that could undermine your financial future. There is perhaps no greater financial

5 Roadblocks to Retirement Success

Golf. Travel. Favorite hobbies. Time with the grandchildren. These are the things most people think of when they dream about retirement. Of course, retirement is the time to do what you love most and spend your time the way you want. Unfortunately, there could be some roadblocks in the way of you turning your dream

Pension or 401(k): Which Is Better for Your Retirement?

There was a time when retirees could count on guaranteed lifetime income from Social Security and an employer pension to fund their golden years. Those days are long gone, though. While today’s retirees still enjoy Social Security income, very few have access to a pension. In 1998 nearly 60 percent of Fortune 500 companies offered

Pay Off Debt or Pay for College: Which Is the Right Strategy?

If you’re in your 40s or 50s, you may be at a point in your career when your income is higher than it’s ever been. It’s common for workers to see sizable increases in compensation as they enter the later stages of their career. Their accumulated experience and knowledge help them take advantage of promotions,