Medicare and Medicaid: Do They Pay for Long-Term Care?

If you’re planning for retirement, you probably already know that 65 is an important age. That’s when you become eligible for Medicare, the federal health care coverage provider for retirees. It’s a valuable resource that provides health care protection for millions of seniors. Its sister program, Medicaid, provides similar protection for those who have little

Term Insurance: Is It the Right Strategy for You?

Risk is a natural part of life. Unexpected events that threaten your financial stability happen all the time. Some are small, like a car repair. Others may be more serious. For example, you could suffer a serious injury or illness that limits your ability to earn income. The market could take a downturn and threaten

3 Tips to Get a Better Rating on Your New Life Insurance

Life insurance is one of the most important and effective risk management tools at your disposal. If you pass away, your spouse, children, business partners and others could face significant financial challenges. They may miss your income, or they could struggle with debt. Life insurance provides a tax-free lump-sum payment upon your death to help